1. Buy/Lease A New Car – Don’t be a pod person! Don’t pay full price for a piece of metal that loses value faster than your beanie baby collection.
2. Go to a Hair Stylist– Pay $76 for the privilege to sip cucumber water while an effeminate guy rips excess hair from my eyebrows? Sign me up!
3. Pay Someone to Cut the Lawn – Save the money.  Tone your butt and get a tan at the same time using Kevin Cross’s revolutionary new “Landscaper’s Body Sculpting 90Z Exercise Program”. Patent Pending.
4. Make the Minimum Payment on a Credit Card – Making the minimum payment on your credit card is just dumb. There. I said it. If you don’t have the money, don’t buy it.
5. Eat Out on a Regular Basis – Eating out costs three times what it costs to eat at home.  Find recipes online, go to the grocery store, find deals and cook together as a family. It’ll save thousands and it can actually be a fun and bonding experience.
6. Know Everything – Isaac Asimov said, “People who think they know everything are a great annoyance to those of us who do.”  Don’t be too proud or knowledgeable to refuse advice from trusted sources.  “Plans fail for lack of counsel, but with many advisers they succeed.” – Proverbs 15:22
7. Hang Out With People Who Waste Money – It’s hard to save money when everyone around you is doing the opposite.  Don’t be guilted into spending money you don’t have.  Explain to your friends what you’re up to and they will probably be supportive. 
8. Pay for Name Brand Clothing – Don’t buy the hype. Literally. Here’s a little industry secret: those $200 designer jeans that say “Made in Italy”, weren’t made in Italy.  Armani, Gucci, Prada, Versace, Chanel, Christian Dior, Yves St. Laurent, Dolce & Gabbana, Hugo Boss, and countless other big name designers subcontract most of their “clothes assembly” work to sweatshops in China, India and Burma. The same sweatshops that “assemble” the clothes at Wal-mart and every other major retailer in the U.S. In fact, most of the above named brands have been cited repeatedly for failing quality control tests and violating human rights.  Check out ethicalconsumer.com for more info on this.
9. Use a Tanning Bed – You’re telling me I can develop skin cancer for the low monthly price of $40?  Be still my heart.
10. Buying on Impulse – Ever notice how the checkout line at the store is chock full of knick knacks, candy, and magazines? Marketers are not stupid and you shouldn’t be either.  Don’t buy something the first time you lay eyes on it.  

Account417 is an non profit organization

dedicated to radically redefining what it means to be rich.

Won’t you support help them be a blessing to others?

Please prayerfully support them as

you are able>>>


Patrick Badstibner


World Prayr has chosen to be different, starting with teaching others that the pilgrimage all those who have been brought near to God are on is not one about our focusing on what we are doing, or focusing on our sin or anything we are not doing, but focusing on what Christ did in order for us to know transforming grace. We refer to this message as the gospel of grace. We then live this out as a ministry by serving others through counseling, prayer, and sound biblical teachings.

We also differ from most ministries in another key area, working to live out the message of Philippians 2:4 by aggressively promoting other ministries and churches. As a mission team, World Prayr is working to serve those who are disconnected to reconnect them, one soul at a time, to local bodies of believers.

We refer to our team as an “Ohana” made up of many nationalities spread across the globe and within the Protestant faith.

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